Terms and Conditions

Last updated: 07/12/2025

Welcome to ajcofer.com (“Website”), operated by A.J. Cofer (“Company”, “we”, “us”, or “our”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Website.

1. Use of the Website

This Website is intended for users who are 18 years of age or older. By using this Website, you confirm that you are of legal age and able to form a binding contract.
You agree to use this Website only for lawful purposes and not to engage in any behavior that is harmful, illegal, or disruptive.

2. Intellectual Property

All content on this Website—including text, images, logos, graphics, blog posts, and downloadable resources—is the property of A.J. Cofer and protected under intellectual property laws.
You may not reproduce, share, or reuse content without prior written permission.

3. Services and Products

We offer freelance writing services, digital content, and downloadable products such as journals and educational materials.
All services and products are provided for informational and educational purposes only and do not constitute medical, psychological, or legal advice.

4. Payment & Refunds

All prices are in U.S. dollars and subject to change without notice.
Payments for services must be made in full upfront unless otherwise agreed.
All sales of digital products are final and non-refundable. If you are unsatisfied with a service, please reach out to discuss a resolution.

5. Limitation of Liability

We strive to keep information accurate and up-to-date, but we make no guarantees.
By using this Website, you accept full responsibility for how you apply or interpret its content. We are not liable for any damages, losses, or consequences arising from your use of the Website.

6. Privacy

Please refer to our Privacy Policy to learn how we collect, use, and protect your personal information.

7. Third-Party Links

This Website may include links to third-party platforms such as Stripe, Calendly, or other tools. We are not responsible for the content, terms, or practices of these external sites.

8. Termination

We reserve the right to restrict or terminate access to the Website or services at our discretion, especially in cases of policy violation or harmful conduct.

9. Changes to These Terms

These Terms and Conditions may be updated periodically. Changes will be posted on this page with a new “Last updated” date. Continued use of the Website means you accept those changes.

10. Governing Law

These Terms are governed by the laws of the State of Texas, United States. Any disputes will be handled in the courts located in Texas.

11. Disclaimers

This site is not a part of the Facebook™ website or Meta Inc. It is not endorsed by Facebook™ in any way. Facebook™ is a trademark of Meta Inc.

Any case studies, sales figures, or marketing results shared on this Website, in emails, or on social media are based on personal or client experiences. These are not typical and should not be interpreted as guarantees or promises of future success. Individual results may vary depending on numerous factors including but not limited to background, experience, and effort.

Running a business involves risk, personal responsibility, and consistent action. By engaging with our content, services, or digital products, you acknowledge and accept these conditions.

If you are not comfortable with these terms, we kindly ask that you refrain from purchasing, downloading, or opting into our services or content.

If you have any questions about these Terms and Conditions, please contact:
Email: aj@ajcofer.com
Website: www.ajcofer.com